There are lots of things that come into play when a family is preparing to bury a loved one. The funeral expenses can be quite expensive even for those that have funeral insurance. It is helpful for people to set money aside for their funeral before death to lighten the burden on the family.
This is why companies offer funeral insurance. People have to consider the cost of paying the funeral home. This is usually a bundled expense for things like housing the body and prepping the body for the funeral. The cost of the casket is usually a separate expense all together. This can become very costly for those that are not prepared to take this on.
Unfortunately, most people only assume that that there is a casket and burial cost. It is true that these are the biggest expenses, but so many other funeral expenses come into play once the wheels are in motion. The food and refreshments for mourners is a primary example of another costly expense that the family may not have considered. This can become a very big expense if the person that died was well known. More people equates to a lot more food.
Any types of memorials or tombstones will also cost extra money. Some people choose to spare no expense when it comes to this. Lots of people want to have monuments that allow them to cherish their loved ones in the afterlife. This is big business for vault companies to do this type of work. Elaborate vaults can be built, but it will cost a lot more than the regular vault. Funeral insurance definitely helps lighten the financial load.
If the body has to be shipped from one location to another there are also additional fees associated with this. Transporting the body from one area to another can be a very expense aspect of the burial. This is always needed, but it is common in many cases if the deceased lived far from the majority of their family members.
Printing out funeral programs can also be an expense that family members are not prepared for. It all depends on how elaborate they want the programs to be. Some families go with simple programs. Others may have programs that contain lots of pictures and poems. These programs can become a bit expensive when lots of copies are printed.
There is also the cost of using a certain facility for the funeral. Additional costs are added to cover the pastor that is performing the eulogy. Flowers and other tokens of affection are also another added expense that has to be considered.
The multitude of things that have to be considered for a funeral can be overwhelming. This is why people have to take many different elements into account when they start planning. Family members have to look at the entire picture. Loved ones cannot simply go out and buy elaborate caskets or vaults without considering everything else that has to be purchased.